Building Your Wealth
We develop tailored strategies to help you grow your assets and make the most of every stage of your financial life. Whether you're just getting started or advancing in your career, we focus on consistent progress aligned with your goals.
We always recommend that you start saving for retirement, or any life goal, as early as possible. It’s pretty simple: if you start early, you have more time. However, it’s never too late to start saving! With some simple adjustments to your contribution amount and investment style, we can help you make choices that are best for your personal circumstances.
We work with a wide range of account types to meet both personal and business needs. These include Traditional and Roth IRAs, 401(k) rollovers, taxable brokerage accounts (individual and joint), trust accounts, 529 education savings plans, and business retirement plans such as SEP IRAs, Solo 401(k)s and annuities. If you are unsure what kind of account is right for you, we will help you explore the best options based on your goals.
That depends on your financial goals and priorities. We can help you evaluate whether it makes sense to prioritize education savings now and explore options like 529 plans. Our goal is to help you strike the right balance between funding education, planning for retirement, and meeting other long-term needs.
We work with individuals, families, and business owners across all stages of life. Whether you’re focused on building wealth, planning for retirement, or creating a lasting legacy, we tailor our advice to your unique goals. Our ideal investment clients typically have $500,000 or more in investable assets. However, we’re happy to work with those who are actively saving toward that benchmark and are committed to a long-term financial strategy.
If you have financial goals, like retiring comfortably, buying a home, paying for college, or growing your wealth, a financial plan can help you get there with clarity and confidence. A well-structured plan helps you prioritize, stay on track, and make informed decisions over time. We tailor each plan to your unique situation, whether you're just getting started or navigating more complex financial decisions.
Preparing For Retirement
Our retirement planning process helps you turn savings into reliable income so you can enjoy the next chapter of life with confidence. We consider timing, lifestyle needs, and risk management to build a plan that works for you.
Every retirement plan is unique. The right amount varies based on your goals, age, income, and lifestyle. We can help you calculate a savings rate that supports your future while allowing flexibility today. We’ll help you assess your current savings, estimate future income needs, and determine if you’re on track or what adjustments may be needed.
If you’re self-employed, there are several tax-advantaged retirement options available, such as Simple IRAs, SEP IRAs and Solo 401(k)s. The best option depends on your income, business structure, and long-term goals. We can help you evaluate the choices and create a personalized savings strategy that supports both your business and your future retirement.
Strategic tax planning can help reduce taxes both now and in retirement. This includes using tax-advantaged accounts, managing investment income, and timing withdrawals wisely. A personalized plan can help identify the most effective strategies for you.
Deciding when to take Social Security is a complex choice with important benefits and trade-offs. We work with you to carefully review your options and help determine the best long-term strategy based on your financial needs, health, and retirement goals.
A Roth conversion can be a powerful strategy, but it’s not right for everyone. It involves moving funds from a Traditional IRA or 401(k) into a Roth IRA and paying taxes on the amount converted in the current year. The benefit: once in the Roth, the money can grow and be withdrawn tax-free in retirement. We can help you evaluate the potential tax impact, long-term benefits, and whether a conversion aligns with your overall financial plan so you can make an informed, confident decision.
Securing Your Legacy
We help you protect what you’ve built and ensure your wealth is transferred according to your wishes. From estate strategies to charitable giving, we guide you in creating a meaningful impact for future generations.
Yes—with careful planning, it’s absolutely possible to enjoy the lifestyle you’ve worked hard for while also creating a meaningful legacy. Whether your priority is leaving assets to your children, supporting a charitable cause, or both, we will help you strike the right balance for your situation.
Life insurance can help protect your family or business financially and may support legacy or tax planning goals. We can discuss the right type and amount based on your specific needs. Long-term care insurance helps cover the cost of care in the event of illness, disability, or aging-related needs. It’s not right for everyone, but we can help you evaluate whether it makes sense for your situation.
Yes. With Lisa’s background in tax preparation, she brings a strong tax-conscious approach to financial planning. She collaborates closely with your CPA and estate attorney to implement strategies that may help reduce estate and gift tax exposure. This may include techniques like lifetime gifting, the use of trusts, and charitable giving strategies.
In many cases, a will and properly designated beneficiaries are sufficient. However, if your assets or family situation are more complex, a trust can offer added control, privacy, and flexibility—helping to ensure your final wishes are carried out as intended. We’ll work alongside your attorney to design an estate plan that aligns with your goals and provides peace of mind for you and your loved ones.
Yes, there are a variety of wealth transfer strategies that can help you give generously while minimizing your tax burden. These approaches allow you to make a meaningful impact for your children, loved ones, or favorite causes. We’ll work with you to identify the strategies that best align with your financial goals, personal values, and estate planning objectives.
A Process Designed Around You
Our investment and planning process is built to support long-term growth while thoughtfully managing risk. Whether you’re seeking ongoing advice or prefer a transactional approach, we tailor our services to meet your needs with clarity and care.
Ongoing Support Throughout Your Journey
As a client, you will receive complimentary performance review meetings available quarterly, bi-annually, or annually to ensure your strategy stays aligned with your goals. We offer meetings in-person, virtually via Zoom, or simply over the phone.